Yep! Get 90% (not UP TO 90%) cash back on covered vet bills

COMPARISON INFORMATION:
Comparison information is provided using publicly available information as of 11/21/21 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans are not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing help@pumpkin.care.

PRESCRIPTION FOOD COVERAGE TERMS:
Pumpkin insurance covers prescription food to treat an eligible accident or illness. It does not cover prescription food used for weight management or general health maintenance.

30-DAY MONEY BACK GUARANTEE TERMS:
Cancel Pumpkin in the first 30 days and get a full refund as long as you have not received approval or payment for a claim. 30-Day Money Back Guarantee not available in NY.

SEE ALL REFERENCES

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Not digging it in the first 30 days? No worries, you can cancel and get a refund.*

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Want to talk to a human? Our pet-loving care team is just a paw away.

help@pumpkin.care
We’ll respond in a day or less

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No sneaky insurance add-on fees, breed or upper age restrictions

No preventive care requirements or 6-month waiting periods hiding in the fine print of your policy

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One sneaky way pet insurances lower monthly costs is by lowering reimbursement rates. Getting 60%-80% cash back on vet bills may not seem so different than 90%, but it could amount to thousands of dollars over your pet’s life!

All pets deserve 90% cash back on covered vet bills – don’t let any insurance tell you different.

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7 pet insurance watchouts you won’t have to worry about with Pumpkin insurance plans:

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No expensive
insurance add-on fees

for key coverage benefits, like dental illnesses, behavioral issues, and sick visit exam fees

No lower reimbursement rate options for aging pets & certain breeds

– everyone gets a 90% reimbursement rate on covered vet bills

No per-condition deductible required

every time your pet has a
new accident or illness

No confusing
annual limit options

with very little guidance on what your pet actually needs

No annual wellness exam, dental exam or vaccine requirements

to cover certain conditions

No 6-month or
1-year extended waiting period

for knee injuries or hip dysplasia

No upper age limits

for new enrollments or reduced coverage for aging pets

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Why extensive pet insurance coverage is key.

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That’s why Pumpkin plans offer ALL pet parents 90% cash back on covered vet bills.

Over a dog's life, families can expect to spend ~$16,600 on vet care alone!6

Over a dog's life, families can expect to spend ~$16,600 on vet care alone!6

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That’s why Pumpkin plans offer ALL pet parents 90% cash back on covered vet bills.

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Over a dog's life, families can expect to spend ~$16,600 on vet care alone!6

Over a dog's life, families can expect to spend ~$16,600 on vet care alone!6

Why wellness care is a real necessity – not a nice-to-have.

Pet insurance alone won’t solve your pet’s health care needs, so we worked with vets to create Preventive Essentials – our wellness package. It’s not insurance, but an optional benefit you can add to your plan to get refunds for routine care pets need to stay healthy!

Annual Wellness Exam

100% refund for the exam fee when your pet gets their yearly check-up, vaccines & tests, key for checking head-to-tail health and catching illnesses early.

Vaccines at the Vet

100% refund for important vaccine(s) at the vet each year that help protect your pet against dangerous preventable diseases.

100% refund for your cat or dog’s yearly fecal “poop” test for intestinal worms, and your dog’s yearly blood test for heartworm & tick diseases.

Parasite Screening Tests

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Tell us about your pet, so we can fetch you the pawfect plan.

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Notice to California Residents

Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products and rates may vary and are subject to change. Discounts may vary and are subject to change.

Pumpkin Insurance Services Inc. ("Pumpkin") (NPN#19084749) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells. For more details visit
pumpkin.care/underwriting-information and pumpkin.care/insurance-licenses.

Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. For full terms, visit
pumpkin.care/customeragreement. Pumpkin Preventive Essentials is not available in all states.

© 2022 Pumpkin Insurance Services Inc. All rights reserved.

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-Kali K., Coco and Augustus’ Mom

“You don’t need it until you do – Pumpkin insurance saved me thousands of dollars when our kitties had an emergency. Best purchase I’ve made in a while.”

Healthy Pumpkin Pets = Happy Pumpkin Parents

Pets can be sneaky. Your pet insurance shouldn’t be.

Pets can be sneaky. Your pet insurance shouldn’t be.

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See how Pumpkin stands out from the pack.

Pumpkin Pet Insurance plans cover all the basics, plus a bowlful of benefits some insurance plans exclude, limit, or charge extra for. Let’s dig in...

Want to see more side-by-side comparisons?

Pumpkin vs

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Exam Fees for Accidents & Illnesses
Dental Illnesses
Behavioral Issues
Rx Food to Treat Covered Conditions*
Alternative Therapies
Microchipping
90% Reimbursement Rate for All Breeds Ages 8 Wks & Up
No Preventive Care Requirements to Cover Certain Illnesses
Discount for Multiple Pets
All Pets Ages 8 Wks & Up Are Eligible to Enroll
14-Day Waiting Period for ALL Covered Accidents & Illnesses
Optional Wellness Package
(Pumpkin's package is not insurance, but an easy add-on)
See Full Comparison Information Below
Pumpkin
 
 
 
 
 
 
 
 
 
 
 
 
Healthy Paws Lemonade Embrace Pet Plan Nationwide Trupanion
  Exam Fees for Accidents & IllnessesAdditional monthly fee required        
    Dental IllnessesOnly up to $1k/yr     Dental IllnessesAnnual dental exam required
      Behavioral IssuesOnly up to $1k/yr Behavioral IssuesExcluded with some plans Behavioral IssuesAdditional monthly fee required
        Rx Food to Treat Covered Conditions*Excluded with some plans Rx Food to Treat Covered Conditions*Only covers up to 50% of cost for 2 mos
  Alternative TherapiesAdditional monthly fee required Alternative TherapiesOnly for 12 wks after treatment starts for a covered condition     Alternative TherapiesAdditional monthly fee required
           
           
        No Preventive Care Requirements to Cover Certain IllnessesDepends on plan  
           
        All Pets Ages 8 Wks & Up Are Eligible to EnrollDepends on plan  
           
           

Pumpkin plans are loved by pets, parents, and vets alike.

Extensive Insurance Coverage

Pumpkin Pet Insurance plans help you say ‘yes’ to the best veterinary care when your pet is sick or hurt and get 90% cash back on covered vet bills.

Pumpkin offers a wellness package called Preventive Essentials. It’s not insurance, but an optional benefit you can add to your plan to get refunds for routine care vets recommend.

Crucial Wellness Care

Pumpkin helps make life with pets easier and more convenient, from our quick and simple online claims to our expert customer care team.

5-Paw Customer Experience

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Dog at the vet
Customer service dog

Pumpkin awarded “Best Pet Insurance for Comprehensive Coverage” in 2021 by BusinessInsider.com15

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