PetDogCats and their humans love Pumpkin.
Create your personalized plan
First we need to know a bit more about your pet and what you’re looking for in a plan:
Doing anything for your pet doesn’t have to cost you everything.
Backed by data. Loved by vets. Pumpkin Pet Insurance helps you say 'yes' to the best care possible.
Notice to California Residents
*Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products and rates may vary and are subject to change. Discounts may vary and are subject to change.
Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.
**Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. For full terms, visit pumpkin.care/customeragreement.
The Simparica Trio and Revolution Plus product information provided in this site is intended only for residents of the United States. The products discussed herein may have different product labeling in different countries. The health information contained herein is provided for educational purposes only and is not intended to replace discussions with a health care provider. All decisions regarding patient care must be made with a healthcare provider, considering the unique characteristics of the patient.
All trademarks are the property of Pumpkin or a related company or licensor unless otherwise noted. Simparica Trio and Revolution Plus are trademarks of Zoetis Services LLC or a related company or a licensor unless otherwise noted.
© 2020 Pumpkin Insurance Services Inc. All rights reserved. PUM-00002R1
How many pets do you have?
One
More than one
Share the love! Save 10% with each additional pet you insure.
Enroll your petcatpup in Pumpkin today! Not digging it in the first 30 days? No worries, cancel & get a refund.
Customer Care
Want to talk to a human? We’re just a paw away.
1-866-ARF-MEOW
Monday to Friday, 8:00am – 8:00pm EST
help@pumpkin.care
We’ll respond in a day or less
PRESCRIPTION FOOD COVERAGE TERMS: Pumpkin insurance covers prescription food to treat an eligible accident or illness. It
does not cover prescription food used for weight management or general health maintenance.
30-DAY MONEY BACK GUARANTEE TERMS: Cancel Pumpkin in the first 30 days and get a full refund as long as you have not received approval or payment for a claim. 30-Day Money Back Guarantee not available in NY.
Testimonials
Plan Details
We believe quality trumps quantity.
It’s time to take the guesswork out of choosing the right insurance package. We designed our plan around common health risks and ailments impacting pets today and used recent claim data to determine just how much annual coverage dogs and cats are likely to need. So with Pumpkin, you'll never be tempted to pay a bark-loadto pay a bark-loadto pay a ton for an unlimited plan you might not use.
$10K$7K$10K / 7K
Annual Limit
Data shows that <1% of recent customers file over $10k/yr in dog claims & $7k/yr in cat claims1. So rather than asking you to pay for unlimited coverage, we offer an amount your pet will likely need.Data shows that <1% of recent customers file over $10k in dog claims per year1. So rather than asking you to pay for unlimited coverage, we offer an amount your dog will likely need.Data shows that <1% of recent customers file over $7k in cat claims per year1. So rather than asking you to pay for unlimited coverage, we offer an amount your cat will likely need.
90%
Reimbursement Rate
A high reimbursement rate helps you make decisions based on care needed, not cost. While you may pay a little more per month for 90% vs 70%, it could amount to thousands when faced with an emergency.
“We think Pumpkin is the smarter option than paying a bark-load for sub-par coverage or an 'unlimited' plan that you’re unlikely to actually use...”
Mike Landsberger
Head of Product
Compare Pumpkin
Our pets can be a little crazy, but that doesn’t mean picking a pet insurance plan should be too. We’re super transparent about how our plan is different than the rest. Want to see how we stack up? Compare Pumpkin to other plans.
Enroll your petcatpup in Pumpkin today! Not digging it in the first 30 days? No worries, cancel & get a refund.
PetDogCats of all ages
welcome here!
Pumpkin has no upper
age limit for enrollment.
Your vet, your
choice – always.
See any vet or specialist
in the US or CAN.
Yearly pet care
requirements? Nope.
You’re covered – no annual exam or shots required.
The bigger the fur fam,
the better.
Get a 10% discount for each additional pet you enroll.
3 Preventive Essentials – covered.
Get a full refund each year for your pup’s annual wellness exam fee, vaccines & lab tests.Get a full refund for annual wellness exam fees, key vaccines & lab tests every year.Get a full refund each year for your cat’s annual wellness exam fee, vaccine & fecal “poop” test.
Pumpkin can’t cover conditions that were treated or showed symptoms before your coverage starts or during the waiting period –– at least not right out of the gate.
If your pet has a curable pre-existing condition (e.g., UTI, Ear Infection) that's been free of symptoms & treatment for 180 days, we’ll cover it with the exception of knee and hind leg ligament conditions. This won't be the case with all insurance plans.If your cat has a curable pre-existing condition (e.g., UTI, Ear Infection) that's been free of symptoms & treatment for 180 days, we’ll cover it with the exception of knee and hind leg ligament conditions. This won't be the case with all insurance plans.If your dog has a curable pre-existing condition (e.g., UTI, Ear Infection) that's been free of symptoms & treatment for 180 days, we’ll cover it with the exception of knee and hind leg ligament conditions. This won't be the case with all insurance plans.
Our Coverage
Wondering if our plan will cover that? Let’s dig in.
Along with the stuff you'd expect, Pumpkin covers conditions & care options some other plans exclude or make you pay extra for. Here's a snapshot of what's covered.
Pumpkin Pet Insurance covers:
Prescription
Meds
Diagnostics & treatments
Emergency & Hospitalization
Surgery & Specialized Care
Accidents & Illnesses
We also cover important things some other insurance plans leave out:
Sick Visit Exam Fees
Advanced Care
(ex: Chemo)
Alternative
Therapies
Prescription
Food*
Behavioral
Issues
Dental &
Gum Disease
Hereditary
Conditions
Plus, only Pumpkin petsdogscats can get our Preventive Essentials Pack.
Some insurances don’t offer preventive care coverage, or design theirs in a way that makes it easy to lose money. With Pumpkin, you have the option to get 3 yearly essentials fully covered:
Lab Tests to Detect Parasites
Annual Wellness Exam Fee
Enroll your petcatpup in Pumpkin today! Not digging it in the first 30 days? No worries, cancel & get a refund.
It’s a big decision.
Have questions? We’ve got answers.
One simple plan. Lots of treatsLots to bark aboutLots to purr about.
90% Reimbursement Rate
One high reimbursement rate on all eligible vet bills helps you say 'yes' even if the care is costly.
Super Coverage for All
Best-in-class insurance for accidents & illnesses, and a smart annual limit based on real claim data.
Essential Preventive Care
A preventive care pack that fully covers annual wellness exam fees, key vaccines & lab tests every year.A preventive care pack that fully covers annual wellness exam fees, key vaccines & lab tests each year.A preventive care pack that fully covers an annual wellness exam fee, key vaccine & lab test every year.
Enroll your petcatpup in Pumpkin today! Not digging it in the first 30 days? No worries, cancel & get a refund.
Enroll your petcatpup in Pumpkin today! Not digging it in the first 30 days? No worries, cancel & get a refund.
Insurance 101
Let’s be real. Fur kids are expensive, and good care comes at a cost.
If your dog gets hurt or sick, Pumpkin Insurance helps you say 'yes' to the best care, even when it comes at a high cost. And these days with more advanced treatment options than ever before, vet costs are on the rise.
Ruh-roh’s happen. Our 90% reimbursements2 help make it easier to say 'yes' to the best care.
Knee Ligament Tear: $3,095
We Pay Back: $2,785
Human Food Poisoning: $463
We Pay Back: $417
Gum Disease: $2,500
We Pay Back: $2,250
$16,632
Avg amount spent
on vet care over a
dog’s lifetime6
Insurance 101
Let’s be real. Fur kids are expensive, and good care comes at a cost.
If your cat gets hurt or sick, Pumpkin Insurance helps you say 'yes' to the best care, even when it comes at a high cost. And these days with more advanced treatment options than ever before, vet costs are on the rise.
Hairy situations happen. Our 90% reimbursements2 help make it easier to say 'yes' to the best care.
Leg Fracture: $1,556
We Pay Back: $1,400
Plant Poisoning: $993
We Pay Back: $894
Gum Disease: $1,482
We Pay Back: $1,334
$13,350
Avg amount spent on vet care over a cat's lifetime8
Follow Us
Policy & Plan
About Pumpkin
Pumpkin is not yet available in all states. Get a quote to find out if we’re available in yours.
Help
“I chose Pumpkin because it includes one vaccine each year with the preventive essentials pack, perfect for Rooney’s rabies shot. Also, the insurance covers dental disease and sick visit exam fees that are often excluded in other plans.”
-Mandy C.
Rooney’s Mom
“When you know that 3 of the most important things for your pet’s health are fully covered, it makes it easier to know you can afford other things they may need to stay healthy throughout the year.”
-Nicholas S.
Stella & Marley’s Dad
“Since we have Pumpkin coverage, Roo’s eye injury was treated immediately, he got the best care possible. It’s so good to know we’re covered for just about anything that might happen—behavioral issues, serious illnesses, even alternative treatments are covered. Roo is better and we are grateful.”
-Mike B.
Roo's Dad
“I chose Pumpkin because it includes one vaccine each year with the preventive essentials pack, perfect for Rooney’s rabies shot. Also, the insurance covers dental disease and sick visit exam fees that are often excluded in other plans.”
-Mandy C.
Rooney’s Mom
“When you know that 3 of the most important things for your pet’s health are fully covered, it makes it easier to know you can afford other things they may need to stay healthy throughout the year.”
-Nicholas S.
Marley’s Dad
“Kitty’s annual visits can get expensive. Now I get money back for her exam fee, vaccine, and an important test that checks for worms!”
-Geo S.
Kitty’s Dad
Trying to make sense of pre-existing conditions?
Doing anything for kitty doesn’t have to cost you everything.
Backed by data. Loved by vets. Pumpkin helps you say 'yes' to the best care possible for your cat.
Doing anything for your dog doesn’t have to cost you everything.
Backed by data. Loved by vets. Pumpkin helps you say 'yes' to the best care possible for your pup.
“When you know that 3 of the most important things for your pet’s health are fully covered, it makes it easier to know you can afford other things they may need to stay healthy throughout the year.”
-Nicholas S.
Stella & Marley’s Dad
“Annual visits can get expensive. Now I get money back for exam fees, vaccines and important tests to check for worms & heartworm disease!”
-Geo S.
Curtis’s Dad
“Since we have Pumpkin coverage, Roo’s eye injury was treated immediately, he got the best care possible. It’s so good to know we’re covered for just about anything that might happen—behavioral issues, serious illnesses, even alternative treatments are covered. Roo is better and we are grateful.”
-Mike B.
Roo's Dad
Vaccines at the Vet