Hi! We’re so paw-leased you want to know more about pet insurance. Get started with a free quote, or read to learn how Pumpkin plans can help your pet get the best care!

Highest-rated pet insurance provider on Google as of October 2024

*TESTIMONIAL INFORMATION:
Testimonials represent individual experience only and the experiences and opinions herein may be unique to the speaker. Individual results may vary. Pumpkin compensated hospital staff for their testimonials.

**PRESCRIPTION FOOD & SUPPLEMENT COVERAGE TERMS:


Pumpkin insurance covers prescription food & supplements to treat an eligible accident or illness. It does not cover prescription food used for weight management or general health maintenance.

30-DAY MONEY BACK GUARANTEE TERMS:


Full refund of insurance monthly premium, only if no covered claims have been filed. Not available in all states. New York residents will receive a prorated refund for the remaining days in the month.


Notice to California Residents

Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products and rates may vary and are subject to change. Discounts may vary and are subject to change. Insurance products are underwritten by either Independence American Insurance Company (NAIC #26581. A Delaware insurance company headquarters located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254), or United States Fire Insurance Company (NAIC #21113. Morristown, NJ). Please refer to your policy forms to determine the underwriter for your policy. Insurance is administered and produced by Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749; Domiciled in New York with offices at 432 Park Avenue South, Floor 12, New York, NY 10016; CA License #6001617). Pumpkin is a licensed insurance agency, not an insurer, and receives compensation based on the premiums for the insurance policies it sells. For more details, visit pumpkin.care/underwriting-information. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. For full terms, visit pumpkin.care/customeragreement. Pumpkin Preventive Essentials is not available in all states.

© 2024 Pumpkin Insurance Services Inc. All rights reserved.

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Meet the pet insurance loved by pets and their vets.

We're here to lend a paw! As a client at your vet, you have access to a team of Pumpkin insurance pros. Contact us however works best for you:

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What is pet insurance, and why do you need it?

Did you know a pet gets emergency care every 2.5 seconds?1 Unexpected accidents & illnesses are common, and treatment can be costly. With up to 90% cash back on eligible vet bills, Pumpkin plans help you afford the best care possible.

What Is Pet Insurance & How Does It Work?

Pumpkin plans cover crucial care options for accidents & illnesses.

Pumpkin plans can help you say ‘yes’ to the best care possible for your pet with extensive accident & illness coverage and flexible plan options.

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Preventive Essentials isn’t insurance, but an optional wellness package you can add to a Pumpkin plan to get refunds for these vet-recommended wellness services:

Stethoscope

Annual Wellness Exam
100% refund for pet’s annual wellness exam fee

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Annual Vaccines
100% refund for crucial vaccines: 
4 for puppies, 2 for dogs, 1 for cats

Yearly Screening Tests
100% refund for select parasite screening test(s)

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Customer service

Have pet insurance questions?

Yearly Screening Tests
100% refund for select parasite screening test(s)

Annual Vaccines
100% refund for crucial vaccine(s) vets recommend

Annual Wellness Exam
100% refund for pet’s annual wellness exam fee

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Call 1-866-274-5578
Mon-Fri 8am-8pm EST

Phone

Text 1-559-853-4779
Mon-Fri 8am-8pm EST

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Meet the pet insurance loved by pets and their vets.

Hi! We’re so paw-leased you talked to your vet about pet insurance. Get started with a free quote, or read to learn how Pumpkin plans can help your pet get the best care!

 Enroll in Preventive Essentials within 14 days of your    wellness visit to get 100% refunds on these services. 

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See how a Pumpkin plan helped pup Nala get the best care, and paid her mom back $8,500!

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5 reasons why vets ❤️ Pumpkin plans!

Best-in-class coverage for unexpected accidents & illnesses

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Cash back on eligible vet bills – up to 90%!

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Covers vet exam fees for accident & illness related vet visits, in-clinic and virtual

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Covers key benefits some plans exclude, like dental illnesses, behavioral issues & hereditary conditions

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All pets 8 weeks & up can enroll with no upper age limits or breed restrictions

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Pumpkin Pet Insurance plans

Plus key things some pet insurance plans leave out.

“When a sick pet comes in, if they have a Pumpkin insurance plan, it can help them say yes to our diagnostic and treatment recommendations…that is the best possible thing for the client.”*

-Dr. Charles A. Curie, 

Country Doctor Medical Clinic

“When a sick pet comes in, if they have a Pumpkin insurance plan, it can help them say yes to our diagnostic and treatment recommendations…that is the best possible thing for the client.”*

-Dr. Charles A. Curie, 

Country Doctor Medical Clinic

Add Preventive Essentials to your Pumpkin plan to help keep your pet healthy.

See how a Pumpkin plan helped pup Nala get the best care, and paid her mom back $8,500!

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Covers vet exam fees for accident & illness related vet visits, in-clinic and virtual

Cash back on eligible vet bills – up to 90%!

Best-in-class coverage for unexpected accidents & illnesses

Covers key benefits some plans exclude, like dental illnesses, behavioral issues & hereditary conditions

All pets 8 weeks & up can enroll with no upper age limits or breed restrictions

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Fetch Your Pet's Quote

 Enroll in Preventive Essentials within 14 days of your    wellness visit to get 100% refunds on these services. 

  1. 1. “How Much Does Vet Care Cost?” Canine Journal, Aug. 2017, https://www.youtube.com/watch?v=SB36p1YEXxc. Updated 2021.
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 If accidents & illnesses happen, 
 Pumpkin plans are there for you: 

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80% or 90% reimbursement rate options for all eligible vet bills

5k – Unlimited annual limit for dogs & cats

Flexible annual deductible options to suit your needs